The future isn’t something
we wait for.
It’s something
we build.
An InfoPort™ Collection of Foundational Infrstructure in support of O|Zone™ Initiatives
Four decades ago, we encountered a problem that will sound familiar. A new Port Authority wanted to finance local infrastructure, but its proposed tax-exempt municipal bond issue was too small for Wall Street and too large for its local banks. They needed another way.
That led us to develop a financial guarantee structure through which bondholder insurance could help bridge risk and funding—and ultimately to leading U.S. rating agencies providing indications of their hishest policy ratings. In the years that followed, we continued developing new insurance, guarantee and financial structures designed to connect institutional capital with risks and opportunities that did not always fit conventional markets.
That history matters here because O|Zone™ Opportunities will encounter the same fundamental question in many different forms: how do we bring together the risk capacity and funding needed to make something possible? That is where we are going next.
An InfoPort™ Collection of core Risk and Funding O|Zone™ Initiatives for Local Communities
Risk Funding Infrastructure – Introduces institutional frameworks that strengthen funding, risk mitigation, custody, liquidity and financial capacity within Opportunity Innovation Ecosystems. These components help communities, institutions and enterprises support sustainable growth while managing financial, operational and institutional risks.
So what does this mean for Oklahoma?
As part of the O|Zone™ Opportunity Innovation Initiative, we intend to establish an IAC Cube™ consisting of three specialized de novo insurance companies—Financial Guaranty, Assurance and Insurance—providing institutional capacity for funding, risk mitigation, credit enhancement and other forms of financial support.
These are to be international insurers with the ability to participate more broadly, but their principal focus will be opportunities, projects, institutions and risks having a connection to Oklahoma. In simple terms, this dedicated insurance and financial capacity that can help support the economic activity of the state's O|Zone™ Opportunity Innovation Ecosystems.
Insygne™ Initiative is a pioneering platform dedicated to transforming risk management through innovative solutions for risk mitigation, transfer, sharing, and acquisition.
Integrating advanced digital technologies, bespoke insurance solutions, financial guaranty, risk capital, and portfolio frameworks, Insygne™ addresses complex risk and financial exposures across insurers, mutual risk groups, retirement funds, corporate bond portfolios, securitization funds, businesses, Government Authorities, and other institutional participants.
Through IAC™ Insurers, IAC Cubes™, IAC™ Marketplace participants, and integrated institutional capabilities, Insygne™ can support specialized insurance and reinsurance, first-loss and other tailored coverages, financial guaranty and bondholder insurance, long-duration risk exposures, and access to broader underwriting and capital capacity—helping participating institutions and communities mitigate risk, undertake new activities, and expand Opportunity.
Creating and sustaining Opportunity Innovation Ecosystems requires more than local projects and organizational frameworks. Each ecosystem is supported by an institutional infrastructure that integrates specialized insurance, contractual, financial, governance and digital capabilities into a coordinated operating framework.
The InfoPort | IAC™ infrastructure provides this institutional foundation. Developed over more than four decades within the world’s largest reinsurance marketplace, it enables participating states and territories to connect local Opportunity Innovation activities with internationally recognized insurance, financial and institutional capabilities.
At the core of this infrastructure is the IAC Cube™, comprised of three specialized insurers—Financial Guarantee, Assurance, and Insurance—each performing distinct institutional functions while operating as a coordinated framework. Together they support long-term institutional funding, financial guarantees, infrastructure development, operational risk mitigation, and other specialized institutional activities associated with a specific LAUNCH [XX].
Supporting each IAC Cube™ is FlexTec™, an institutional-grade interoperability discipline comprising specialized contractual technologies, governance frameworks, digital infrastructure utilities, operational protocols, and other engineered institutional resources that enable complex institutional structures to operate together within a common framework.
One example is FlexGIA™, a unique multimodal institutional policy form designed to support investment stewardship, enterprise resilience, infrastructure funding, liquidity transformation and a broad range of institutional risk mitigation applications. While capable of functioning as a form of high-credit-quality, short-duration medium-term note, FlexGIA™ may also be combined with financial guarantee, indemnity, assurance and other specialized contractual structures within The IGF System™.
FlexGIA™ represents one of many specialized institutional resources operating within the broader International Institutional Infrastructure.
Together these complementary institutional capabilities enable Opportunity Innovation Ecosystems to connect local communities with international sources of institutional expertise, insurance capacity, institutional participation, contractual innovation, and long-term financial and funding resources through a coordinated operating framework.
Press InfoPort image to access IAC Cube information.
Building an Opportunity Innovation Ecosystem requires more than individual projects and funding. It requires permanent institutions capable of managing risk, supporting long-term capital formation, providing financial guarantees, and operating within a trusted legal and regulatory framework.
The IAC Cube™ provides that institutional foundation. Established under specialized international insurance legislation, each IAC Cube™ is comprised of three specialized insurance companies, each designed to perform a distinct institutional role:
• Financial Guaranty — strengthens the credit quality of qualifying obligations and supports long-term funding.
• Assurance — facilitates long-term capital formation through specialized assurance products, including FlexGIA™.
• Insurance — provides protection for operational, infrastructure, employee and project-related risks.
Rather than asking a single insurance company to perform every function, the IAC Cube™ combines these three specialized insurers into a coordinated institutional framework designed to support healthcare, agriculture, manufacturing, transportation, research, communications, energy, infrastructure, finance, and other Opportunity Innovation Ecosystem activities throughout a state or territory.
The IAC™ framework builds upon more than forty years of operational development through The IGF System™. Its core technologies have been patented internationally, and the private legislation governing IAC™ Insurers received Royal Assent in 1991 from Her Majesty Queen Elizabeth II.
Policies issued under The IGF System™ have achieved, or received indications supporting, the highest policy rating categories available from major U.S. rating agencies. Unlike traditional insurance organizations, these ratings apply to the individual policy or obligation being issued or insured rather than to the insurance company itself, providing confidence in the contractual obligations supporting Opportunity Innovation Ecosystem activities.
Each IAC Cube™ is designed to integrate advanced digital infrastructure, Digital Twin technologies, governance, regulatory compliance, and market participation into a single institutional operating platform.
This enables Opportunity Innovation Ecosystems to connect local initiatives with national and international sources of capital, risk capacity, technology, and institutional expertise through a common operational framework.
Each sponsored IAC™ Cube is comprised of assurance, insurance and financial guaranty IAC™ Insurers as well as an IAC™ administration system providing secure interconnect gateways to a variety of component Digital Infrastructure Utilities ("DIU"), Digital Unit Organisations ("DUO"), and nodes supporting various Decentralised Autonomous Organisation ("DAO") networks.
Each IAC™ Cube may connect internationally through DAOs and within the Bermuda Risk Platform designed for multi-facility redundant nodes operating within Bermuda.
Press InfoPort image to access a sample of FlexTec solutions.
Building an Opportunity Innovation Ecosystem requires more than innovative ideas. It requires proven contractual, financial, insurance, digital, and governance frameworks capable of working together across a broad range of governmental, commercial, institutional, nonprofit, and community applications.
FlexTec™ is an Institutional-Grade Interoperability Discipline developed over more than four decades that brings these standardized components together into purpose-designed engineered solutions.
Rather than creating every structure from the beginning, FlexTec™ combines proven contractual technologies, specialized insurance products, funding structures, digital technologies, governance frameworks, and operational protocols into interoperable configurations designed to address specific opportunities.
Built upon internationally patented technologies, FlexTec™ is integrated within The IGF System™ and designed to interoperate with specialized Digital Infrastructure Utility (DIU) platforms supporting international capital markets, trust and custody services, settlement systems, payment networks, fund administration, digital asset management, and other institutional financial infrastructure.
Originally developed for complex institutional applications, its standardized components are equally adaptable to governmental, commercial, nonprofit, community, and individual ownership structures.
Today, FlexTec™ provides the interoperability discipline behind many of the contractual, financial, insurance, digital, and governance technologies supporting Opportunity Innovation Ecosystems and the LAUNCH [OK]™ framework.
Whether configuring a reusable engineered solution or developing a bespoke structure for a unique opportunity, FlexTec™ enables diverse participants, technologies, institutions, and legal frameworks to operate together within a common operational architecture.
FlexGIA™ transforms high-credit-quality institutional assets into a coordinated platform for investment stewardship, enterprise resilience and community opportunity.
FlexGIA™ rethinks the role of institutional fixed-income investments. Rather than serving only as investment assets (a high-quality short duration medium term notes), FlexGIA™ Reference Series are designed to support investment stewardship, enterprise resilience, infrastructure funding and long-term economic development through a coordinated institutional framework.
The Genesis implementation of LAUNCH [OK]™ is intended to establish the institutional infrastructure upon which Opportunity Innovation Ecosystems may be developed throughout Oklahoma. Rather than asking participating institutions, organizations and persons to support a single project, the framework is designed to create long-term capabilities that may benefit communities, governments, businesses, healthcare organizations, financial institutions, universities and other participants for decades to come.
Participating institutions may enter the framework for different reasons. Some may initially recognize the investment characteristics of FlexGIA™. Others may be interested in healthcare innovation, infrastructure funding, enterprise resilience, financial guarantees, community banking, advanced manufacturing, research, or other Opportunity Innovation initiatives. Together, these diverse institutional perspectives help establish a common framework capable of supporting many future opportunities.
Individuals may also choose to participate in the LAUNCH [OK] framework in different ways. Business leaders, entrepreneurs, high-income individuals, family offices, philanthropists and other participants may contribute experience, relationships, leadership, investment and other resources to help establish and strengthen Opportunity Innovation Ecosystems. As the framework develops, participants may also have opportunities to allocate applicable federal, state and local incentive programs in support of qualified initiatives, helping align private participation with long-term community development objectives.
The Genesis implementation establishes three specialized IAC™ insurers within the IAC Cube™ to create long-term insurance, financial guarantee, assurance and institutional funding capacity for Opportunity Innovation Ecosystems with a focus on Oklahoma. Rather than supporting a single project, the institutional capacity created through the IAC Cube™ is designed to support a broad range of governmental, financial, healthcare, commercial and community initiatives over many years.
Government Finance
Institutional capacity established through the IAC Cube™ may support governmental financing activities through compatible financial guarantee, assurance and related institutional structures. Applications may include secondary market bondholder insurance for qualifying municipal and other governmental obligations, together with other forms of institutional credit enhancement and risk mitigation designed to complement governmental financing programs while preserving existing governmental issuance and market relationships.
Community Banking
Institutional capacity established through the IAC Cube™ may support community banking activities through compatible assurance, financial guarantee and related institutional structures. Applications may include participations in qualifying loans originated by Community Banks, subordinated capital debentures, trade finance support, enhancement of letters of credit, and other institutional arrangements designed to strengthen local banking capacity while preserving the relationship between Community Banks and their customers.
Healthcare Infrastructure
Institutional capacity established through the IAC Cube™ may support the development, financing and long-term operation of advanced healthcare infrastructure through compatible insurance, assurance, financial guarantee and related institutional structures. Applications may include specialized liability and professional indemnity programs, first-loss structures, residual value guarantees, equipment assurance, enterprise resilience programs and other specialty risk mitigation arrangements designed to complement the deployment and operation of advanced diagnostic technologies, specialized medical equipment and healthcare facilities.
Innovation & Specialty Risk
Institutional capacity established through the IAC Cube™ may support emerging technologies, advanced infrastructure and other Opportunity Innovation initiatives through compatible insurance, assurance, financial guarantee and related institutional structures. Applications may include specialty insurance and reinsurance programs, first-loss structures, residual value guarantees, enterprise resilience arrangements and other bespoke risk mitigation solutions designed for technologies, facilities and commercial activities where conventional insurance products may be limited or unavailable.
As new industries and technologies emerge, specialized institutional capacity may facilitate innovation by helping organizations manage complex or evolving risk exposures while complementing existing insurance markets and encouraging broader participation by commercial insurers and financial institutions.
Expanding Opportunity Innovation Capacity
The IAC Cube™ is designed to facilitate the continued expansion of institutional insurance, assurance, financial guarantee and related funding capacity through the issuance of additional FlexGIA™ Reference Series and other compatible contractual structures. As Opportunity Innovation Ecosystems mature, additional Reference Series may be established to support new initiatives, specialized sectors and emerging institutional priorities. This expandable institutional framework is intended to evolve alongside Opportunity Innovation Ecosystems, providing long-term risk and funding capacity as new opportunities emerge.
The Genesis implementation begins with an initial O|Zone™ Opportunity Innovation Series of FlexGIA™, designed to establish the first layer of long-term institutional capacity for the ecosystem.